Thomas McGee
California Real Estate Broker
(877) 708-1238
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You are here: Home / Neighborhoods / Bankruptcy

Bankruptcy

Bankruptcy

Refinance your way out of Chapter 13 Bankruptcy

Chapter 13 reorganizes your debt into a payment plan that allows you to pay back your creditors over the course of 3 – 5 years. At the end of your repayment period, any remaining debt is discharged. With this type of bankruptcy, you can keep your property if you continue to make payments on it. Chapter 13 bankruptcy stays on your credit report for 7 years.

With Chapter 13, FHA and VA loan borrowers may be able to refinance while they are still in bankruptcy, after they have made a year of on-time payments according to their repayment plan.

Discharge on a Chapter 13 bankruptcy comes after you have completed your repayment plan, which also takes a few years. Discharge means that the bankruptcy has been completed and your unpaid debts are written off. Chapter 13 discharge happens once your repayment plan is completed, which takes between 3 – 5 years.

Find out if you qualify today!

Golden Valley Financial Realtors

Thomas McGee
Real Estate Broker
DRE #01190429
NMLS#1745768
Thomas@goldenvalleyfinancial.com
(877) 708-1238
2955 3rd Ave Suite 202
Sacramento CA, 95817
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Thomas McGee

Thomas McGee is a real estate agent with Golden Valley Financial in Elk Grove, California. Thomas's coverage area includes Greenhaven, Sacramento, Elk Grove, Galt, Lodi and Stockton. HomeLight ranks Thomas as one of the top 17% of agents who sell homes fast and as one of the top 6% of agents who sell homes for top dollar. HomeLight has information on 7 of Thomas's transactions since 2010. Thomas typically represents the buyer (85% of the time), but has also completed 1 seller transactions during this period. Thomas has been most prolific in Sacramento including representing the seller of a single family home that sold for $190,000 in one transaction and a buyer of a single family home that sold for $102,199 in another.
Meet Thomas McGee
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