I had tried to refinance in the past but due to bankruptcy, it didn’t work out, I figured I was stuck a few more years paying for bankruptcy, I received a card for refinancing services in the mail, I tossed it to the side, thinking another waste of time with no help, I realized that the card said bankruptcy on it, I decided to give it a try, It was a long shot. I’m glad I called, Thomas called me back right away, answering my questions, I was still hesitant, I’m grateful that they were able to help me thru the process, Valerie helped me, explaining the process, which was pretty quick, my bankruptcy was paid off, I was able to get cash out, with low payments. I highly recommend them to anyone wanting to refinance.